Insurance
Established in 2011, we specialize in retirement planning
INDEPENDENCE
INSURANCE AGENCY
We are annuity brokers
Is an annuity the right way to go?
Annuities are about income
If you need life-time income that is not affected by downturns in the market, annuities could be for you. While not affected by the downturns, they can be by the upturns. When the markets go up, you get a pay raise which will not be taken back when the market goes down again.
If you have a 401K or other tax deferred money, we strongly suggest considering an annuity.
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With these kinds of money pools, the government will force you to take income from them during retirement. An annuity meets these requirements with two important factors:
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1. The income stream will never go down, and
2. Those income streams will never run out during your or your spouse's lifetime. It will continue to payout to whichever of you lives the longest.
A false rumor about annuities is that, if you die before the money pays out, the insurance company pockets the money.
NOT TRUE!
If you and your spouse should die, the remaining funds go to your heirs. With the annuities we work with you never lose a penny.
Call us to get a free consultation on the benefits of using an annuity to secure your retirement future.