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Insurance
Established in 2011, we specialize in retirement planning
INDEPENDENCE
INSURANCE AGENCY
Covering the High Costs of Cancer is Good...
Beating Cancer is Better!
Many advancements in cancer treatment are not covered by traditional health insurance, including Medicaid and Medicare.
One of those advancements is...
Genome Sequencing
...which can now be covered by insurance
What is Genome Sequencing?
A Genome is all your DNA. DNA is lifes blueprint, a set of instructions which determine the characteristics of every living thing.
Sequencing your DNA gives us information on a genetic level to tailor and customize a treatment plan specifically designed for you.
How Genome Sequencing is used in Cancer Treatment
Identifies whether considered drugs can support your own immune system's ability to fight cancer.
Makes medicine more rational, personal, and precise by identifying molecular targets before treating the cancer.
Allows the oncologist to match each patient with the best treatment based upon the underlying biology of your specific cancer.
Analyzes tumor "fringerprint"to see if other therapies have worked well before.
How does genome sequencing work?
1
Should you be diagnosed with cancer, a biopsy is taken of your tumor. Tumor tissue and blood are isolated and extracted and your DNA is sequenced.
2
The abnormalities are analyzed to determine whether they match known mutations that may have responded to particular therapies and may uncover a potential treatment option not previously considered.
3
Using highly sophisticated equipment, the sequenced genetic profile is scanned for abnormalities that dictate the tumor functions.
4
If there's a match, doctors may be able to use the findings to suggest specific treatments that have been used in the past to target the same mutation.
Is it affordable?
ABSOLUTLEY!
Introducing
Precision Care
Cancer Insurance
-
Covers genomic sequencing 100%
-
Select a Lump Sum that fits your needs, up to $75,000
-
Cost : $15 - $60 depending on age and family size
by Guarantee Trust Life
Additional Benefit Riders
Return of Premium
Returns all premiums paid minus benefits paid if the policy is kept in force for at least 20 years.
Child Coverage
Cancer coverage for dependent children including Lump Sum benefit and genome sequencing.
age 0-18, stops at 25.
Additional Enhanced Benefits
Includes each of the following:
-
increases cancer benefit amount by 25% for late stage diagnosis
-
boosts cancer insitu benefit to 50% of cancer benefit
-
Annual wellness rider provides $100 for an annual physical examination from a physician.
Why genome sequencing in Cancer treatment?
One-size-fits-all Medicine
Precision Medicine
Unique Diagnosis
Generic Treatment
Uneven outcomes
Adverse
Event
No
Benefit
Benefit
Unique Diagnosis
Genome Sequenced
Unique treatments
Better outcomes
Each patient can potentially benefit from individualized treatment based on their own specific markers.
Genome sequencing and precision medicine
is why cancer survival rates are increasing.
Who does the sequencing?
Tgen, the Translational Genomics Research Institute, is an affiliate of City of Hope, a cancer hospital, and is a nonprofit medical research institute.
TGen physicians will work one-on-one with you and your physician to:
-
Help you understand your sequence results
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Review your treatment options
-
Give your oncologist information to help you recover
What makes TGen genome sequencing stand apart?
TGen provides one-on-one consultations to explain sequencing results and treatment options
TGen is known through out the county for their ground-breaking research and advanced technology
TGen looks at 19,000 genes vs average of 400 genes for competitors
TGen is a nonprofit organization
Hypothetical Situation
Meet Joe
Age 58
TGen's world renowned genomic sequencing tests analyse 19,000 genes to unravel the genetic composition of joes tumor
Joe files a claim
Most Cancer policies stop here
Joe buys a Precision Care Policy with TGen genomic sequencing benefits
Joe is later diagnosed with cancer
Upon approval Joe is paid his lump sum benefit
Joe's cancer insurance policy pays TGen for the genomic sequencing tests and physician consultations.
TGen contacts Joe's oncologist to coordinate biopsy shipment and genomic sequencing at TGen's laboratories.
Joe and his oncologist now have the best information they can use to decide the best course of treatment specifically for him.
TGen oncology experts explain the results to Joe and his oncologist and provide treatment recommendations based on his unique markers in his tumor and healthy cells.
Precision Care keeps going!
Genome Sequencing is saving lives!
1 in 3 Americans will get cancer in their lifetime
The indirect costs of cancer
Transportation and lodging for treatment
Loss of work income
Family and living expenses
83% of oncologists use genome sequencing in the treatment of cancer.
since 1991
U.S. cancer death rates are
down 27%
Costs aren't just limited
to your treatment
UP TO
34%
of cancer survivors have to borrow money to pay for medical expenses
UP TO
80%
of cancer survivors have used savings to pay for medical expenses
UP TO
40%
Average drop in income the first
three years after cancer diagnosis
TGen contacts Joe's oncologist to coordinate biopsy shipment and genomic sequencing at TGen's laboratories.
TGen's world renowned genomic sequencing tests analyse 19,000 genes to unravel the genetic composition of joe;s tumor
Joe and his oncologist now have the best information they can use to decide the best course of treatment specifically for him.
TGen oncology experts explain the results to Joe and his oncologist and provide treatment recommendations based on his unique markers in his tumor and healthy cells.
Please don't wait!!
Once cancer is diagnosed it is too late.
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